Hello Everyone: Would anyone know the list of consumer financing laws that would apply to a Bank/Third Party Lender lending money (less than $10K) to consumers to purchase goods/services in NYC? For example, I am being told that there are disclosure rules anytime someone lends more than $1,000 to consumers but I am not aware of the source of such a requirement. I know there are federal and state laws that generally apply but I wanted to know if there is a particular state or NYC regulations that might apply to such transactions. Appreciate any insights. All the Best Raymond Iryami Raymond Iryami Law Firm www.raymondiryami.com<http://www.raymondiryami.com/> Manhattan: 305 Madison Avenue, 46th Floor New York, New York 10165 Telephone:(212) 599-1081<tel:%28212%29%20599-1081> Facsimile: (212) 697-0877<tel:%28212%29%20697-0877> Long Island: 1225 Franklin Avenue Garden City, New York 11530 Telephone:(212) 599-1081<tel:%28212%29%20599-1081> Facsimile: (212) 697-0877<tel:%28212%29%20697-0877>