Good morning. I have a client that has a coop that has common charges with a ridiculous default interest that has led to hundreds of thousands of dollars. There is a foreclosure that soon will have an auction scheduled. They filed in the wifes name but the bankruptcy attorney did not want to consider a mandatory mod. -- It does not make sense why a Board would need to turn such a profit and I wanted to know if we filed bankruptcy, if the trustee could void some of that interest. They could pay the arrears over a five period for an automatic modification. I don't handle bankruptcy, but if you quote me a fee, I will pass it to the client. thanks James J. Quail, Esq. 5550 Merrick Road, Suite 201 Massapequa, New York 11758 t.516.799.9100 | efax.516.494.7123