Good Evening, I have two separate clients looking for counsel. The scenario with the first client is they had a homeowner's claim that was paid several years ago and a similar incident happened recently. The insurance company denied the recent claim citing it was a preexisting damage, unrelated to this recent incident. That condition was the result of the work from the first claim not being properly completed. This client is looking for assistance with appealing the insurance company's denial of the claim. The second scenario is a commercial business, who has dealt with the same broker for the last decade to insure their vehicles. Recently, they had an insurance claim and it was denied. The insurance company said the most recent renewal did not have a box check on the renewal form that would have covered this accident. The broker always prepared the form and the client would sign. This time the broker made a mistake on the form. The broker is not taking calls from the client, and they are looking to explore their legal options. Thank you, Laura ----------------------------------------------------------- Laura Spencer Brennan, Esq. Laura Spencer Brennan, P.C. Attorney at Law 181 West Main Street, Suite 103 Babylon, NY 11702 (631) 482-1330 phone (631) 532-1579 fax Laura@LSBrennanLaw.com Confidentiality Notice: The information in this e-mail (including attachments, if any) is considered confidential and is intended only for the recipient(s) listed above. Any review, use, disclosure, distribution or copying of this e-mail or taking an action in reliance on its content is prohibited except by or on behalf of the intended recipient or with our prior written consent. If you have received this email in error, please notify me immediately by reply e-mail, delete this e-mail, and do not disclose its contents to anyone. DO NOT SEND A WIRE TO ANY ACCOUNT WITHOUT CALLING THIS OFFICE TO CONFIRM WIRE INSTRUCTIONS. DO NOT ACCEPT EMAILED INSTRUCTIONS FROM THIS OFFICE WITHOUT VERBAL VERIFICATION. NEVER RELY ON AN EMAIL WITH A CHANGE TO WIRE INSTRUCTIONS, PLEASE CALL THIS OFFICE TO VERIFY.