Good morning everyone, I am looking at filing a Chapter 7 for a Bronx client who earns approximately $6,500 a month and makes voluntary contributions to retirement funds of $650 a month. Her expenses are approximately $750 a month over her income. Without the voluntary contribution, it would still be $100 over income. Thoughts on whether this will be a disqualification or cause a problem. *Harry C. Kaufman, Attorney* *118 North Bedford Road* *Suite 100* *Mount Kisco, NY 10549* 917 991-8773 Fax 888 909-2650 *www.kaufmanlawyer.com <http://www.kaufmanlawyer.com>* *www.calltrafficlawyer.com* <https://www.calltrafficlawyer.com/> *Offices in White Plains, Rye Brook, * *Harrison, Tarrytown, and Scarsdale.* On Mon, Aug 10, 2026 at 11:45 AM James Quail via Ilaw < ilaw@listserv.ilawinc.com> wrote:
Good morning. I have a client that has a coop that has common charges with a ridiculous default interest that has led to hundreds of thousands of dollars.
There is a foreclosure that soon will have an auction scheduled. They filed in the wifes name but the bankruptcy attorney did not want to consider a mandatory mod. -- It does not make sense why a Board would need to turn such a profit and I wanted to know if we filed bankruptcy, if the trustee could void some of that interest. They could pay the arrears over a five period for an automatic modification.
I don't handle bankruptcy, but if you quote me a fee, I will pass it to the client.
thanks
James J. Quail, Esq.
5550 Merrick Road, Suite 201 Massapequa, New York 11758 t.516.799.9100 | efax.516.494.7123
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