Our clients were involved in a motor vehicle accident on May 28, 2023. At the time of the incident, no insurance information was exchanged; however, they did obtain the phone number of the individual who struck Plaintiff 1’s vehicle. After a few days, the at-fault party stopped responding.

Shortly thereafter, our clients believed they had located the vehicle involved parked on the street. They took a photograph of a white Mercedes parked on the street and sent it to us.

upon receipt of this photo, we filed a claim with that vehicle's Insurance Company. The claim was subsequently denied based on the insured’s statement that they were never involved in an accident.

We then submitted the claim to MVAIC, which denied coverage due to the existence of UM/SUM benefits under Plaintiff's policy with GEICO.

We forwarded all available documentation to GEICO. However, GEICO denied the claim, citing the existence of a bodily injury (BI) claim and asserting that a statement from a claimant alone is insufficient to establish liability or their insured's involvement in the incident.

We decided to move forward the AAA (American Arbitration Association) and filed a complaint regarding the UM coverage. 

GEICO decided to file a motion requesting the court to issue a stay order on the arbitration. 

A hearing was held but no decission has been issued by the court yet. 

BUT MY PROBLEM NOW IS -->the SOL will be met at the end of May.