A client was enrolled in Cigna’s Medicare Part D prescription plan in 2025. Cigna decided to exit this business as of 12/31/2025 and purportedly sent notices of this to all participants. Client denies receiving
notice and just found out when trying to fill a prescription that she has no prescription insurance. Medicare has said that a special enrollment period expired 2/28/2026 and that their rules prohibit her from enrolling in a Part D plan until October (effective
1/1/2027), unless there is a 5 star plan, which there is not in Nassau County. She also does not meet the income level which would allow for enrollment. This leaves her without a drug plan until next year.
Is anyone aware of any exceptions or other ways that the client can enroll in a plan now? Medicare said their hands are tied. That’s possible, but I thought they would have some discretion.
Thank you in advance,
Fred
Fred P. Boy
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Partner
Lehman & Eilen LLP
50 Charles Lindbergh Blvd.
Suite 505
Uniondale, New York 11553
Direct 516.750.7436
Office 516.222.0888
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